Pine Belt Subaru Leasing vs. Buying - What Are My Options?


Save Money And Enjoy The Benefits Of A New Car By Finding What Option Is Best For You At Pine Belt Subaru In Lakewood, NJ

Here at Pine Belt Subaru, we recognize acquiring a new vehicle is a major decision for each individual. That's why we are dedicated to providing you the most accurate and transparent information to make your next choice your best choice. Below, you will find a buying vs. leasing guide, explaining the 'ins' and 'outs' of financing vs. leasing. With this information, you can confidently get that Subaru you've been looking for!
    
Buying Leasing
Sizable down payment Money Down Less up front money
Higher monthly payment Monthly Payment Lower monthly payment (up to 60% lower)
Negotiated trade-in value Trade-in No trade in hassle or negotiation
Responsible for maintenance costs after warranty expires Warranty Less maintenance - typically always under warranty
GAP protection not included - added expense to purchase GAP Protection GAP protection included
Stagnant technology based on what was in effect at time of purchase Technology Technology obsolescence protection
No loyalty incentives Loyalty Lease loyalty incentives
Eligible for all dealer incentives Incentives Eligible for all dealer incentives
Potential negative equity if you sell your car before it is paid off Equity No chance of negative equity
Not required to maintain vehicle, but since you may eventually own it, why wouldn't you? Program Maintenance Responsible for program maintenance per manufacturers recommendation or you may be charged excess wear and tear
The negotiated price of a new vehicle is the same Vehicle Price The negotiated price of a new vehicle is the same
Insurance payments are the same Insurance Insurance payments are the same

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