

Save Money And Enjoy The Benefits Of A New Car By Finding What Option Is Best For You At Pine Belt Subaru In Lakewood, NJ
Here at Pine Belt Subaru,
we recognize acquiring a new vehicle is a major decision for each
individual. That's why we are dedicated to providing you the most
accurate and transparent information to make your next choice your best
choice. Below, you will find a buying vs. leasing guide, explaining the
'ins' and 'outs' of financing vs. leasing. With this information, you
can confidently get that Subaru you've been looking for!
  Â
Buying | ![]() | Leasing |
Sizable down payment | Money Down | Less up front money |
Higher monthly payment | Monthly Payment | Lower monthly payment (up to 60% lower) |
Negotiated trade-in value | Trade-in | No trade in hassle or negotiation |
Responsible for maintenance costs after warranty expires | Warranty | Less maintenance - typically always under warranty |
GAP protection not included - added expense to purchase | GAP Protection | GAP protection included |
Stagnant technology based on what was in effect at time of purchase | Technology | Technology obsolescence protection |
No loyalty incentives | Loyalty | Lease loyalty incentives |
Eligible for all dealer incentives | Incentives | Eligible for all dealer incentives |
Potential negative equity if you sell your car before it is paid off | Equity | No chance of negative equity |
Not required to maintain vehicle, but since you may eventually own it, why wouldn't you? | Program Maintenance | Responsible for program maintenance per manufacturers recommendation or you may be charged excess wear and tear |
The negotiated price of a new vehicle is the same | Vehicle Price | The negotiated price of a new vehicle is the same |
Insurance payments are the same | Insurance | Insurance payments are the same |
Make an Inquiry
* Indicates a required field