Guaranteed Credit Approval

Pine Belt Subaru of NJ guarantees bad credit car loans to residents of the Lakewood area.If you have bad credit, applying for financing for a vehicle can be problematic. Settling for a vehicle based off of credit status rather than getting the car of your dreams is no way to live!  The same is true for getting a car and not being able to afford the payments. Fortunately when it comes to bad credit vehicle financing in the Lakewood area, Pine Belt Subaru is 100% serious about creating a payment schedule you can handle to get you the vehicle you want!

You can get the process started right now by filling out our online application on our website. You can also contact a member of our sales team if you have questions you need answered right away.  Pine Belt Subaru of Lakewood, NJ is dedicated to enabling the best possible financing options for car buyers of all financial backgrounds!

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  1. I've been turned down for credit before, can I still apply for a line of credit at Pine Belt?
    Definitely! Our staff works hard to do as much as we possibly can to get you financing for the vehicle you want. Our lenders and the inventory we offer enable us to obtain financing for individuals with all types of credit history.
  2. Am I still eligible for an auto loan even if I've declared bankruptcy in the past?
    If you currently have a bankruptcy filing or have had one before, Pine Belt Cars in Lakewood, NJ is more than happy to help and can usually still provide enough financing for any credit status.
  3. I've had vehicles repossessed before, can I still apply at Pine Belt Cars?
    Of course - even with a past repossession, Pine Belt financing can help you find a car that will work for your financial situation at a price you can handle.
  4. Do I need an extremely high down payment if I have poor credit?
    Pine Belt's goal is getting you a vehicle you can afford. If the down payment is very high, the odds of this happening are slim, so we definitely do not request a higher down payment than fits your budget.
  5. I don't have any credit history - can I still get a loan?
    We finance customers with little to no credit history all the time. If low or no credit is an issue, speak with one of our representatives to see what options are possible!
  6. I live far away from the dealership, is this an issue?
    Of course not! Pine Belt's dealerships are located in Lakewood, NJ but serve car shoppers in Howell, Point Pleasant, Asbury Park, Tinton Falls, Eatontown, Long Branch, Red Bank, Toms River, Beachwood, Freehold, Fort Dix, Old Bridge, Keansburg, and East Brunswick, NJ. Even if you live outside of those areas, contact our dealership and we will be happy to help in any way we can!